Mortgage Loan Programs
California Mortgage Loans.net understands that consumers in this state may prefer a variety of home loan programs.
Jumbo Mortgage Loans » These loans do not conform to the guidelines established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit is called a Jumbo loan. These loan amounts can go up to 3 million dollars.
Conventional Loans » common types of first mortgages for consumers with good credit and an adequate debt to income ratio.
FHA Streamline Loans » These are loans insured by the FHA. They are generally a little easier to qualify for than conventional loans and may require less of a down payment. FHA Loans are great for first time home buyers.
VA Streamline Loans » VA loans are to assist eligible people on active military duty or retired status to buy primary residences. In many cases, No appraisal Required
Home Equity Loans & Home Equity Lines of Credit
Recent New: Counselors in California Say Banks Violated Settlement and State Bill
California's housing counselors find the nation's largest banks already are failing to comply with the National Mortgage Settlement and the state's Homeowners Bill of Rights. A new survey conducted by the California Reinvestment Coalition suggests banks are violating several consumer protections mandated by the $26 billion settlement and California state law. Over 70% of the 84 counselors and lawyers who participated in the survey said banks in their opinion are "never," "rarely" or only "sometimes" complying with the much-talked-about single point of contact response to foreclosure prevention and mortgage loan workout management. Read the original article.
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