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Mortgage Loan Programs

Loan Amounts up to $1,000,000

Mortgage Refinance
  • Cash Out for Home Improvements or Debt Consolidation, etc.
  • Borrow up to 100% of the value of your home!

Jumbo Mortgage Loans » These loans do not conform to the guidelines established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit is called a Jumbo loan. These loan amounts can go up to 1 million dollar.

Conventional Loans » common types of first mortgages for consumers with good credit and an adequate debt to income ratio.

FHA Streamline Loans » These are loans insured by the FHA. They are generally a little easier to qualify for than conventional loans and may require less of a down payment. FHA Loans are great for first time home buyers.

VA Streamline Loans » VA loans are to assist eligible people on active military duty or retired status to buy primary residences.

Usually No appraisal Required

2nd Mortgage Loans

  • Take cash out for debt consolidation or home improvements
  • Fixed Rate Second Mortgage & Borrow up to 125% of your home's appraised value.
  • Less than Perfect Credit Second Mortgage & Borrow up to 100% of your home's appraised value.

Debt Consolidation Loans
  • Consolidate your debt into 1 monthly payment!
  • Debt Consolidation Loan for Less than Perfect Credit

Home Equity Loans & Home Equity Lines of Credit
  • Cash out for debt consolidation, home improvements, investing, education, etc.
  • Fixed Rate Home Equity Loan & Borrow up to 100% of the value of your home.
  • Variable Rate Home Equity Line of Credit with a & Borrow up to 100% of your home's appraised value.

 

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